Arizona Payday Loans
Arizona State Payday Loan Laws
If you do live in Arizona and want to get a quick and easy payday loan or cash advance, make sure that you are using a loan lender that is compliant with the current Arizona Payday Loan Laws, as well as, lenders that are highly rated and reliable. Arizona payday loans are easy to get, and there are lots of companies that provide services for cash advances online, and online payday loans, including no fax Arizona payday loans, same day Arizona payday loans, and even bad credit payday loans.
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Payday Loans in Major Arizona Cities: Phoenix Payday Loans | Tempe Payday Loans | Tucson Payday Loans
Arizona Legal Status: Legal
Citation:
Ariz. Rev. Stat. § 6-1251 et seq.
Loan Terms:
Maximum Loan Amount: $500
Loan Term: Min: 5 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: Three (extensions)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: $25 NSF fee + actual charges assessed by the financial institution
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Arizona Department of Financial Institutions
Address: Financial Enterprises Division, 2910 N. 44th Street, Suite 310 Phoenix AZ 85018
Phone: (800) 544-0708
Fax: (602) 381-1225
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