Orange County Payday Loans
Orange County, California Payday Loans
If you do live in Orange County, California and want to get a quick and easy payday loan or cash advance, make sure that you are using a loan lender that is compliant with the current California Payday Loan Laws, as well as, lenders that are highly rated and reliable. Califonia payday loans are easy to get, and there are lots of companies that provide services for cash advances online, and online payday loans, including no fax California payday loans, same day California payday loans, and even bad credit payday loans.
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Payday Loans in Major California Cities: Los Angeles Payday Loans | Hollywood Payday Loans | San Diego Payday Loans | San Francisco payday loans | Orange County Payday Loans
California Legal Status: Legal
Citation: Cal. Fin. Code §§ 23000 to 23106
Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)
Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: California Department of Corporations
Address: Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
Phone: (866) 275-2677
Regulatory Contact: Regulator Website
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