Nevada Payday Loans
Nevada State Payday Loan Laws
If you do live in Nevada and want to get a quick and easy payday loan or cash advance, make sure that you are using a loan lender that is compliant with the current Nevada Payday Loan Laws, as well as, lenders that are highly rated and reliable. Nevada payday loans are easy to get, and there are lots of companies that provide services for cash advances online, and online payday loans, including no fax Nevada payday loans, same day Nevada payday loans, and even bad credit payday loans.
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Payday Loans in Major Nevada Cities: Las Vegas Payday Loans | Reno Payday Loans | Laughlin Payday Loans | Henderson Payday Loans
Nevada Legal Status: Legal
Nev. Rev. Stat. 604A.010 et seq.
Loan Terms:
Maximum Loan Amount: 25% of expected gross monthly income
Loan Term: Max: 60 days
Maximum Finance Rate and Fees: Not Specified (After default: interest rate must be equal to or less than the prime rate at the largest bank in the State of Nevada plus 10 %)
Finance Charge for 14-day $100 loan: No Limit
APR for 14-day $100 loan: No Limit
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Not Specified (Lenders cannot extend payment period beyond 60 days after expiration of initial loan period)
Cooling-off Period:
Repayment Plan: Yes
Collection Limits:
Collection Fees: $25 dishonored check fee (max. two fees for insufficient funds; max. one fee for closed account) Court Costs; Reasonable Attorney's Fees; Service of process costs
Criminal Action: Prohibited (Unless customer acted with criminal intent)
Where to Complain, Get Information:
Regulator: Nevada Financial Institutions Division
Address: 2785 E. Desert Inn Rd., Suite 180 Las Vegas NV 89121
Phone: (702) 486-4120
Fax: (702) 486-4563
Regulatory Contact: , Supervisory Examiner
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