Austin Payday Loans
Austin, Texas Payday Loans
If you do live in Austin, Texas and want to get a quick and easy payday loan or cash advance, make sure that you are using a loan lender that is compliant with the current Texas Payday Loan Laws, as well as, lenders that are highly rated and reliable. Texas payday loans are easy to get, and there are lots of companies that provide services for cash advances online, and online payday loans, including no fax Texas payday loans, same day Texas payday loans, and even bad credit payday loans.
|
GET CASH NOW! |
San Antonio Weather
San Antonio Time |
Payday Loans in Major Texas Cities: Dallas Payday Loans | Houston Payday Loans | Fort Worth Payday Loans | San Antonio Payday Loans | Austin Payday Loans
Texas Legal Status: Legal
Citation:
7 Tex. Admin. Code § 1.605; Tex. Fin. Code Ann. § 342.251 et seq. and 342.601 et seq.
Loan Terms:
Maximum Loan Amount:
Loan Term: 7-31 days
Maximum Finance Rate and Fees: $10 per loan + 48% annual interest
Finance Charge for 14-day $100 loan: $12
APR for 14-day $100 loan: 309%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees)
Rollovers Permitted: None (if renewal charge is less than maximum interest rate permitted; otherwise convert to declining balance installment note)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: Not Specified
Criminal Action: Not Specified
Where to Complain, Get Information:
Regulator: Texas Office of Consumer Credit Commissioner
Address: 2601 N. Lamar Blvd. Austin TX 78705
Phone: (512) 936-7600
Fax: (512) 936-7610
Shop smart for the Online payday loans -- visit Cash Advance Reviews first.