Small Business Loans Lender Reviews

Loans For Your Business Up to $300,000 †

Finding a good, fast and easy business loan with affordable rates to help with expansion, buying equipment, need working capital, buying inventory and much more.

Benefits of a Small Business Loan

Take advantage of favorable and flexible term loan programs for almost every type of business, including Professional/Personal Services Providers, Retailers & Wholesalers, Contractors & Manufacturers, Health & Wellness, Automotive & Transportation, Restaurants, and much more.

  1. Fixed rate, fixed term, and fixed monthly payments.
  2. Little or No origination or prepayment fees
  3. Competitive Annual Percentage Rate (APR) for the life of the loan
  4. No collateral required to qualify
  5. Loan amounts from $2,000 to $300,000
  6. Credit decision in as little as 15 minutes and often next-day access to funds
  7. Credit Scores not always the determining factor to qualify with some lenders

*Range of rates shown includes fixed- and variable-rate loans. Rates are not guaranteed and vary based on the credit profile of each applicant.

A personal loan is a loan that is not backed by any collateral (like a house or car). It differs from a mortgage or car loan in that the lender cannot directly seize your assets if you fail to pay back the loan.


  • Debt consolidation.  A personal loan can be used to consolidate high-interest credit card debt to lower interest payments and accelerate debt payoff.
  • Lower interest rates than payday lenders. Personal loan providers can offer significantly lower interest rates than payday lenders, even when borrowers have bad credit.


  • Higher interest rates than secured loans and (some) credit cards. If you have good credit and can pay off the loan in 12 – 18 months, you can likely get a credit card that has 0% interest on purchases for a year or longer. Alternatively, if you are a homeowner, home equity loans often have lower interest rates.
  • Extended application process. The approval process for a loan can last a few days and may require more information than that for a credit card.

If you have good credit and an existing banking relationship, it’s worth checking out your current provider or local credit union. Be sure to consider multiple options to find a good rate. Almost all lenders will require you to be over 18 and a legal U.S. resident, with a verifiable bank account and not in bankruptcy or foreclosure.

Check out our choices for:

Share Your Lender Experience

When considering a pay day loan, make sure you only get loans when you really need them (not just to purchase non-essentials), that you will be able to repay the loan when it comes due (this is where some people get into trouble), and that you have selected a reputable, reliable, and fair payday loans company. To help with this last step, up-top is a list of the top twenty payday loans providers we have reviewed and rated. Don't agree with the list? share your comments below and let us know if you think theres a lender missing our write a review on the lender you don't agree with and the rating we gave them, you would need to logged as a gust to post a review. And your post for others to review and read which lenders are recommended by other consumers.

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