Frequently Asked Questions:* is not a lender. As such we do not supply or back any loans you may receive through our recommended lenders. Our services simply match you to a lender our system deems most fit for you situation. Our system evaluates your online application and uses the information to determine lender recommendations.

Our services are free of charge any fees presented are not on behalf of, but the lender you are matched with. All loan terms including interest rates, payment schedules, and credit checks are performed by on behalf of the lender NOT There is no obligation to work with any recommended lender services.

We understand that many users might have questions about’s services. We have created a list of frequently asked questions regarding Pay Day Loans and our services. Should your question not be listed below, feel free to send us an email at

What are cash advances and payday loans? What’s the difference between payday loans and cash advances?

Cash advances and payday loans are the same. The names are interchangeable. In it’s simplest form a payday loan or cash advance is a short term loan. This short term loan provides cash strapped with quick cash to pay for immediate necessities. Typically this short term loan is for consumers that need cash before their pay check arrives.

How do I know if I qualify for a payday loan?

As mentioned above, does not qualify applicants for a pay day loan. The lender has the final decision when it comes to loan qualification. Typically lenders will look at the following criteria when evaluating applicants.

  • Employment history (held current job at least 90 days)
  • Must be citizen of the U.S.A. and 18 years old or older
  • Earn an income (rates and amount depend on this amount)
  • Phone number and email address

How do I receive the money once I’m approved?

Once approved for a pay day loan the lender can transfer the funds via an electronic transfer.

What’s the most or minimum I can get?

Minimum is $100 maximum can be up to $1000, but this depends on the lender. Typically the average pay day loan recipient will receive $500.

I have bad credit, can I still get a payday loan cash advance?

Yes, depending upon the lenders qualifications, they still lend money to those with a subpar credit score. Keep in mind a lower credit score will affect repayment schedule and interest rates.

How long until I get the money?

It takes about 1 to 2 minutes to fill out our online application. When you speak to the prospective lender we matched you with, the process can less than an hour and you could have your money the next day.

Do I need a printer or fax machine?

That depends on the lender. Some may require a fax machine, however most lenders will have a way to work with you even if you don’t have a fax machine. Keep in mind you can always go to a local kinkos, office depot, Staples, or even your local library to print documents.

What’s this going to cost me? For real, be honest.

Our matching service is completely free. The lender you are matched with will go over any fee related matters. The total cost of the loan depends on how much you need and the terms of the loan. We have a whole entire payday loan education resource center where you can learn about interest rates, how they are calculated and how Pay Day lenders come up with a borrower’s rate.

I already have an outstanding pay day loan, but I need another. Can I still get one?

Yes it is possible to get a payday loan even though you have an outstanding pay day loan. This depends on which state the lenders is based out of. Certain states do not lenders to provide pay day loans to borrowers with an outstanding pay day loan.

Which states allow me to receive a payday loan even if an outstanding one?

Need A Payday Loan or Cash Advance? Get It Today: ⤵