Cash Advance and Payday Loans Rates & Fees:*

Rates and Terms:

In the loan industry, you will find some of the lowest personal loan rates. With interest rates being low and the choice to borrow money for a time frame of up to 36 months, these loans seem to be a better alternative than ordinary bank loans or paying interest on credit cards.

The paying back of personal loans takes place on a monthly or fortnightly basis, according to the customers’ request. Funds are to be withdrawn automatically on the agreed upon date. Since these repayments are automatic, you shouldn't feel any trepidation over missed payments. You can conveniently make payments and manage your loan through an easy customer portal online. And there are customer service agents who are available 24/7 if you decided to schedule a payment directly with the lender you are connected with.

How Much Does A Personal Loan Cost?:

The cost of a personal loan will vary based on factors both related and unrelated to the customer. Personal loan costs are affected by the amount of money you would like to borrow, as well as the length of time you will be keeping the loan. Each individual customer's credit score is also taken into consideration. The more perfect or close to perfect credit history, the better your chances are of getting the lowest possible interest rate on a personal loan. Upon applying on 36 Month Loans you should not have to worry about hidden fees, upfront or membership fees. The sole charge applied to your loan should be the interest rate.

Basic Personal Loan Terms:

  • Loan Amount: $1,000 - $10,000
  • Interest Rate: 25% - 95%
  • Lending Period: 12 Months – 36 Months
  • Payment Frequency: Bi-Weekly or Monthly
  • The actual APR will be applied based on credit score and history of repayment
  • No prepayment penalties or extra charges for early payments
  • The option to pay the loan in full before it's due date and only pay the interest rate for the length of time a loan has been outstanding

Examples of Personal Loans:

The table below displays a representation of various loans with an annual interest rate of 35%*. Interest rates are confirmed after assessing each customer’s credit potential through traditional credit checks.

Borrowed Amount Loan Period Monthly Payments Total Payable Amount
$2,000 12 Months $199.93 $2,399.16
$4,000 24 Months $234.07 $5,617.68
$6,000 36 Months $271.41 $9,771.12
$8,000 36 Months $361.89 $13,028.04

* The interest rate displayed in the examples table above is only representative. Not all customers will be eligible for a loan with the lowest interest rate. The APR and loan amount is determined by several factors such as: credit history, employment history, even state law.

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