Legal Status: Legal
Citation: Kan. Stat. Ann. § 16a-2-404
Kansas State Licensed Online Lenders:
CashCentral.com, CashNetUSA.com, CheckCity.com, ChecknGo.com, SpeedyCash.com
Maximum Loan Amount: $500
Loan Term:7-30 days
Maximum Finance Rate and Fees: 15%
Finance Charge for 14-day $100 loan: $15.
APR for 14-day $100 loan: 390%
Collection Fees:NSF fee
Criminal Action: Prohibited
Regulator: Office of the State Bank Commissioner
Address: 700 SW Jackson, Suite 300 Topeka KS 66603
Fax: (785) 296-0168
Regulatory Contact: Kevin C. Glendening,, Deputy Commissioner, Division of Consumer and Mortgage Lending
Office of the State Bank Commissioner of Kansas
Consumer and Mortgage Company Search
Consumer Services-File a Complaint
Kansas Deferred Deposit Loans
Kansas Predatory Lending Fact Sheet
The table below will display a representation of different loans with an annual interest rate of 35%*. Interest rates are set after assessing each customer's credit worthiness through traditional credit checks.
|Borrowed Amount||Loan Period||Monthly Payments||Total Payable Amount|
* The interest rate displayed in the examples table above is only representative. Not all customers will be eligible for a loan with the lowest interest rate. The APR and loan amount is determined by several factors such as: credit history, employment history, even state law.