Legal Status: Legal
Citation: Wy. Stat. 40-14-362 et seq.
Wyoming State Licensed Online Lenders:
CashCentral.com, CashNetUSA.com, CheckCity.com, ChecknGo.com, SpeedyCash.com
Maximum Loan Amount: Not Specified
Maximum Loan Term: 1 Calendar Month
Maximum Finance Rate and Fees: the greater of 20% per month or $30
Finance Charge for 14-day $100 loan: $30
APR for 14-day $100 loan: 780%
Criminal Action: Prohibited(Prior to date on instrument)
Regulator: Wyoming Division of Banking
Address:Herschler Building, 3rd Floor, 122 West 25th Street, Cheyenne, WY 82002
Wyoming Division of Banking
How To File a Complaint
Predatory Lending Article
The table below will display a representation of different loans with an annual interest rate of 35%*. Interest rates are set after assessing each customer's credit worthiness through traditional credit checks.
|Borrowed Amount||Loan Period||Monthly Payments||Total Payable Amount|
* The interest rate displayed in the examples table above is only representative. Not all customers will be eligible for a loan with the lowest interest rate. The APR and loan amount is determined by several factors such as: credit history, employment history, even state law.